Chris Hageman
DeLex Realty
Seller Net Sheet
What would you actually walk away with at this price?
An estimate. A lender supplies the actual payoff figure.
No. Repaying what you already borrowed is not a selling cost, and this net sheet excludes it from the effective selling-cost percentage.
This is what you agree to pay your listing brokerage for marketing and selling the home. It is negotiable, is not set by law, and there is no standard rate — this calculator starts it at 0% and never assumes one for you.
Not a closing-cost concession — that has its own line below.
This is a contribution you may agree to make toward the buyer’s broker’s compensation. It is negotiated in each transaction, and no rule requires you to offer one.
These are two different things. If you agree to both, enter each once.
What a buyer asks for and what their loan program allows both vary.
It comes off your proceeds like any other deduction, and it is negotiated — nothing obliges you to offer one.
Other closing costs and payoffs— placeholders, not quotes. Replace each with this transaction’s figure.
Varies by company, policy, and transaction.
These come from the title or escrow company, not from the lender and not from this calculator. Who pays which part is often negotiable.
Taxes are divided between seller and buyer according to the closing date and local practice. The settlement agent computes the actual figure.
If the property has an association, it may charge one-time fees at closing. They are set by the association or its management company.
Leave it at zero if your transaction has none.
No. A warranty for the buyer is something a seller may offer or a buyer may ask for — it is a negotiated item, not a requirement.
Set by the state, and often by the county or city on top. Many places charge none — this tool never derives a rate.
In some states and counties, yes — and in others there is none at all. It is set by the jurisdiction, not by this calculator, so it opens at zero until you enter it.
Additional seller expenses
Anything this sheet does not already list — a solar or solar-lease payoff, staging, a lien, a negotiated credit. Each can be a dollar amount or a percentage of the sale price.
None yet. Anything this sheet does not already list can be added here.
Estimated net proceeds
$185,750
From a $475,000 sale price, after $289,250 in estimated selling expenses and payoffs.
Still to come
- Every expense itemized, line by line
- Percentage-based costs separated from fixed ones
- Your effective cost of selling
- A printable estimate you can keep
What do you actually walk away with?
Unlock the complete net sheet, see every cost of sale itemized against your sale price, and know what is left after the mortgage is paid off. You get your own link to it that stays open for 30 days — no account, no password.
- Every cost of sale, itemized
- Your estimated net proceeds at closing
- What a price change does to the figure
- A printable net sheet you can keep
Two details and your full breakdown opens right here. No account, no password.
Every figure here is an estimate for discussion. It is not an offer, a quote, a loan approval, an appraisal, or a guarantee, and actual amounts will differ.
This is not a Loan Estimate, a Closing Disclosure, an escrow or settlement statement, a payoff statement, or a title commitment.
Nothing here is legal or tax advice. Consult a qualified professional about your circumstances.
Fees, charges, taxes, insurance, title and escrow costs, lender charges, and reserves vary by transaction, by provider, and over time. None of the amounts shown is required, standard, or customary.