Get Your First Time Buyer Down Payment
FUNDED
We’ve helped hundreds of first-time homebuyers in Arizona get the best possible down payment grants. Our clients have saved thousands of dollars and many have been granted zero-down loans.
Why Do I Get Free Money?
Getting together the money for the down payment is considered one of the hardest parts of buying a home in Arizona. To address that issue, the government has created free grant money programs to help you through that challenge.
We have helped guide many home buyers every step of the way to qualify for down payment grants. We are here to help you easily qualify.
Am I Qualified for Government Grants?
Minimum Requirements
$3,500 Available
You may be entitled to having this refunded.
$4,500+/mo Income
Your income must exceed $4,000/mo. No upper limit cap.
No Credit or 620+ Credit Score
A score below 580 will require a 10% down.
$350,000 Minimum Price
Have a purchase price of at least $350,000 to get the best results.
You Can Still Be Approved If...
- Your House is a New Build
- You Have No Credit
- High Income Level
- Must be at least age 18
Are You a Veteran?
- Great! You may qualify for a low interest VA loan!
3 Steps to Getting Accepted
STEP 1
Identify The Perfect Grant For Your Goal
Different grants offer different incentives. It's important to find one that matches your goals. For example, some cover your down payment and closing cost.
STEP 2
Contact a Grant Specialist
Find a great grant specialist who also cares about you. You'll be in much better hands.
STEP 3
Wait 1 Business Day For Approval
Your grant specialist will get back to you with the results of your application.
They were great in persisting until we found the perfect home for me and my family! They were quick and effective with negotiations to get me the best possible deal! Will definitely be recommending them in the future!
Charles Hamer
Purchased Single-Family Home in Chandler, Arizona
They were very patient with us! The first impression we got was the best, they met the family and explained what the main focus was, which was helping us save money. They were able to help us apply for Down Payment Assistance and get us 3% in seller concessions! All in all, we spent just $2,000 for our 225,000 home. Previously, we had spent more than that on a rental deposit.
Mimi Calderon
Purchased Single-Family Home in Gilbert, Arizona
Great helpful and wonderful they were with me every step of the way. Highly recommend them for anyone trying to find a home with down pay. They looked in all the specific areas me and my family were looking for a home. Great experience and knowledge in the field.
Alex Krebs
Purchased Single-Family Home in Phoenix, Arizona
Let's Get Your Application Started!
There are a few ways to qualify for a zero down home loan. Apply for a VA loan. VA loans are for veterans who have served for our country. Get a USDA loan. USDA loans are only eligible in certain areas with a lower population. Finally, you can apply for a FHA loan that require a small down payment that you can be gifted. Most government mortgages require you to put a little money in; banks feel better about approving a loan when the buyer has made some investment. Our focus is to get people into a home for around $2,500.
There are a few different loan programs that offer Down Payment Assistance but not all loan programs were created equally. USDA loans and VA loans don’t require a down payment (aka zero down). Most Conventional loans and FHA loans do require you to put some money down however, FHA loans can be zero down if you are approved for the 3.5% down. FHA loans typically have a lower monthly payment compared to a conventional loan. We can go into more detail about the different programs and decide which program will work best for you and your family. All loans are 30 year fixed so your monthly payment will never increase.
